Our policy experts advise across the complete range of insurance issues, including policy wording, coverage, indemnity, and recovery across several specialist areas.
We advise on a wide range of issues relating to the insurance contract and the indemnity it provides, including issues of contribution, basis of settlement, insurable interest and waiver or estoppel. We advise on a wide variety of different cases including those where there are multiple insurers potentially on risk for a particular claim or event. Our work frequently involves unravelling and interpreting policy wording to identify the correct insurer, liaising with brokers and underwriters, and advising on tactics and strategy considering our investigations. Our team advise insurers on all types of contractual policy coverage issues from breach of warranties, policy conditions or exclusions to non-disclosure and misrepresentation of material facts and consideration as to avoidance. We are conscious of our insurer clients’ obligations to treat customers fairly and the need to ensure their liability is realised and understood at the earliest possible opportunity.